Last updated: December 2025
1.Introduction and Commitment
This Privacy Policy applies to information we collect, use, and disclose, including Personal Information we obtain about visitors to our website (www.rmabpo.com), social media applications (Apps), and/or other related services (collectively referred to as the Site).
2.Information We Collect
Personal Information You Disclose to Us
We collect personal information that you voluntarily provide when expressing interest in obtaining information about us, our products, or services, including:
- Name and Contact Data: First and last name, email address, mailing address, phone number, and other contact data.
- Credentials: Passwords, password hints, and similar security information used for authentication and account access.
- Social Media: Information we receive or share through platforms like WhatsApp, Facebook, Instagram, Google, LinkedIn, and Twitter.
Information Automatically Collected
We automatically collect certain information when you visit or use the Site, such as IP address, browser and device characteristics, operating system, language preferences, and other technical information. This information is primarily needed to maintain the security and operation of the Site.
Information Collected from Other Sources
We may obtain information about you from other sources, such as public databases, marketing partners, and social media platforms (e.g., profile information you choose to make public).
3.How We Use Your Information
We use personal information collected via our Site for a variety of business purposes:
- To facilitate account creation and login process (Based on Consent).
- To send marketing and promotional communications, in accordance with your preferences (Business Purpose).
- To post testimonials, with your Consent.
- To protect our Site from fraud (Business and Legal Purpose).
- To enforce our terms, conditions, and policies (Legal and Contractual).
4.Is Your Information Shared?
We only share and disclose your information in the following situations:
- Legal Compliance: To comply with applicable law, government requests, or legal process.
- Vendors & Third Parties: We may share your data with vendors, third-party service providers, or contractors who perform services on our behalf (e.g., data analysis, email delivery).
- Business Transfers: In connection with negotiation or execution of a merger, sale of company assets, financing, or acquisition of all or part of our business.
- Affiliates and Partners: With our affiliates, or with business partners to offer certain products, services, or promotions.
6.International Information Transfers
All our operational servers and data are located in Singapore. This service is developed and managed entirely by our professional team.
We take all necessary measures to ensure that your personal information is protected with high security standards in compliance with this Privacy Policy, the Singapore Personal Data Protection Law, and applicable international regulations.
7.How Long Do We Keep Your Information
We will only retain your personal information for as long as necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law (e.g., tax or accounting requirements).
When there is no longer a legitimate business need, we will delete or anonymize your information. If this is not possible (e.g., data stored in backup archives), we will securely store it and isolate it from further processing until deletion is possible.
8.Your Privacy Rights
Account Review and Changes
You may review or change the information in your account or terminate your account at any time by:
- Logging into your account settings and updating your account.
- Contacting us using the contact information provided below.
Opting Out of Marketing Emails
You can unsubscribe from our marketing email list at any time by clicking the unsubscribe link in the emails we send or by contacting us. We will still need to send you service-related emails necessary for account administration.
9.Updates to Privacy Policy
We may update this Privacy Policy from time to time. The updated "Revised" date will indicate the updated version, and the updated version will be effective as soon as it is accessible.
If we make material changes to this Privacy Policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification.